15 U.S.C. § 1692g · 12 CFR § 1006.34

FDCPA Validation Checker

A validation notice checked field by field against the FDCPA, before it goes out.

What it does

  • Checks a validation notice field by field against § 1692g and Reg F § 1006.34: the debt collector, the creditor, the itemization date and the amounts, the dispute and verification rights, the validation period, the consumer-response section.
  • Flags what is missing, and what is worded in a way the rule does not allow, before the notice goes out.
  • Quotes the requirement behind every flag, word for word, with the citation — the same text that is in Compliance Research Tools today.

The CFPB’s model validation notice is the safe harbor; the checker measures a notice against the rule the model form satisfies, not against the form itself.

Included with a seat. A seat opens every paid tool for one person.